Carnival of Debt Management #12
Welcome to the 12th edition of the Carnival of Debt Management. We have received 27 posts for this edition. Without further ado, here are the posts in the order they were received.
Eric Stanley presents Too Broke to Budget? posted at Personal Finance Blog Articles. Budgets are for people with predictable income, fairly predictable expenses, and the former larger than the latter, right? What good will a budget do if you dont have enough money to go around, and you never know when more is coming in.
Kennubo presents Ken Nubo — Your daily source of rambling: How to get out of debt fast. posted at Ken Nubo — Your daily source of rambling. How to get out of debt fast.
Garret presents Need to Get Some: How to Repair Bad Credit posted at Need to Get Some. It works. Try it, check out the page!
FMF presents The Mortgage Mess: In the Eyes of an Account Executive posted at Free Money Finance. Insiders story on subprime problems.
Dan Melson presents The Biggest Hurdle in Mortgage Loan Qualification: Existing Debt posted at Searchlight Crusade. The real hurdle faced by most buyers is that they owe too much money to too many other people for too many other reasons. Every dollar you have in monthly obligations is another dollar you can’t afford on your house payment.
John presents How Many Hours of Net Pay Are Going Towards This Stuff? posted at Queercents. Understanding how much money you really make per hour could change your spending altogether. John at Queercents provides the formula.
Kevin Surbaugh presents 33 Ideas for Dating Frugally posted at Becoming & Staying Debt Free. If you think that showing your true frugal colors may be a turn-off, then no need to tell your honey how much money you’re saving.
Rony presents Debt Management solution! posted at Loan UK - Know all about UK Loans. Bankruptcy, Debt Consolidation, IVA, Mortgage or Remortgage information at one place. Put your debts together into one and manage a single simple account. As the rate of interest paid to different loan is high, debt management solution can help you pay less overall and this way you can easily manage all your debts.
Michael Emilio presents 8 Ways To Improve Your Credit To Get a Mortgage posted at South Florida Realtor. Credit scores, along with your overall income and debt, are a big factor in determining if you’ll qualify for a loan and what loan terms you’ll be able to qualify for.
Wanda Grindstaff presents It’s All About Having FUN - Living with Intent posted at Creating Abundant Lifestyles. Each of us is energy and energy creates vibes or vibrations. The Law of Attraction brings things to us in life, based on the vibration we are putting out. This is why it is so important to feel good when you want to attract good to you.
Cade Krueger presents Investing with Credit Cards posted at Make Money Business Opportunity @ Write To Right. Majority of small businesses under five people start with the use of a loan from a friend or the use of borrowing against credit cards.
Adam presents Creative Online Family (or Personal) Budgeting Tool posted at Queercents. Google Spreadsheets has the answer to keeping track of expenses.
Cathleen Moran presents MBNA or IRA? Financial Choices & Personal Responsibility posted at Bankruptcy Law Network - Real Lawyers, Real Solutions. Long term considerations when faced with substantial credit card debt.
Josh presents Stop the Junk Mail posted at My Credit Scores. Find out why you get so much junk mail, junk email, and phone calls from telemarketers. Then stop it in its tracks.
Abdulrasool Sumar presents Differentiate Between Good Debt and Bad Debt posted at Debt Consolidation. When you buy something that goes down in value immediately, that’s bad debt.
Save Money presents Discover card just raised my credit score. posted at How I Save Money.net. The Discover card just gives a nice little present in the form of an increased credit score.
Alex Z presents FU Fund - The Old Kid On The Block posted at Funds Zine. Personal finance in simple terms.
George Courtney jr presents 12 Most Popular Methods to Get out of Debt posted at The Authentic Bartender Blog. If you are in debt then there are lots of ways to get yourself out. There are advantages and disadvantages for each and every single one. Here is a brief preview of all of them to help you consider which would be the most appropriate for you.
Alanna presents Is a Debt Management Plan (DMP) right for you? posted at BBB Consumer Education. If you’re thinking of enrolling in a DMP, consider the following issues….
R.Pettinger presents Top 10 Tips for Reducing and eliminating Debt. posted at Mortgage News. How to reduce and eliminate debt. Including advice on debt settlement and debt consolidation. However, also looking at how the right attitude can make a big difference.
Tushar presents Financial Planner: Do I need one ? posted at Life of a Resident Alien…. The best time for young people to consider hiring a financial professional “is when you land your first real job,” says Barbara Roper, director of investor protection for the Consumer Federation of America.
Edithyeung presents 53 Ways to Make Money on the Internet posted at Edith Yeung.Com: Dream. Think. Act. Online advertising is the most popular way for websites to make money. There are many online advertising website out there. I used Adsense and Adbrite the most. Some sites require you to have minimum traffic (which make sense for the advertisers).
Michelle Cramer presents Retirement for the Sole-Proprietor posted at GreatFX Business Cards. Information on a new and improved way for the sole-proprietor business owner to save for retirement.
Tracee Sioux presents I saw Satan on TV (and he’s a little dork) posted at So Sioux Me. Don’t hate your spouse, hate this guy and get on a sound program with Dave Ramsey’s Financial Peace University. Take back your life.
FMF presents Don’t Co-Sign a Loan Unless You’re Ready to Pay It posted at Free Money Finance. Don’t co-sign a loan unless you intend to pay it back.
Praveen presents Should You Have a Mortgage In Retirement? posted at My Simple Trading System. The Tribune article interviewed a financial planner who agreed with the advice - he says he tells clients that their home is “an asset, not an investment”. The reason for this is that investment dollars are for living off of during retirement, but it is unrealistic to expect people to sell their house for retirement and move somewhere cheap.
Dan Melson presents Things to Consider If You Can’t Afford Your Payment posted at Searchlight Crusade. Unlike the loan market, each commuting area has enough of its own concerns that nobody can keep track of more than one - not really.
That concludes the 12th edition of the Carnival of Debt Management. Keep submitting your posts to the future editions of this carnival. Thank you for your participation.