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Talking Dollars: The 100 Most Famous Quotes about Finance

Dozens of famous quote books are bestsellers not because everything that the people quoted in them ever said was brilliant.  But rather, they are popular books because while none of us is a genius all the time, we can all come up with an insightful gem every once in a while.  And when those quips get written down, often they serve as a perfect way of saying what we were thinking, but couldn’t find the words to say ourselves.

In this article we’ve compiled some of the most notable and insightful quotes on money, debt and finance.  Having read through the list, we hope you find a few quotes and tips helpful in your own life and finances.

Save That Dollar

1. A dollar saved is a quarter earned.
John Ciardi

2. There are plenty of ways to get ahead. The first is so basic I’m almost embarrassed to say it: spend less than you earn.
Paul Clitheroe

3. Credit buying is much like being drunk. The buzz happens immediately and gives you a lift….the hangover comes the day after.
Dr. Joyce Brothers

4. [A] way to solve the traffic problems of this country is to pass a law that only paid-for cars be allowed to use the highways.
Will Rogers

5. Bankruptcy stared me in the face, but one thought kept me calm; soon I’d be too poor to need an anti-theft alarm.
Gina Rothfels

6. A man may, if he knows not how to save as he gets, keep his nose to the grindstone.
Benjamin Franklin

Neither A Borrower Nor a Debtor Be

7. Today, there are three kinds of people: the haves, the have-nots, and the have-not-paid-for-what-they-haves.
Earl Wilson

8. We can loan you enough money to get you completely out of debt.
A bank sign 

9. If you would like to know the value of money, go and try to borrow some.
Benjamin Franklin

10. Creditors have better memories than debtors.
Benjamin Franklin

11. Christmas is the season when you buy this year’s gifts with next year’s money.
Author Unknown

12. Any informed borrower is simply less vulnerable to fraud and abuse.
Alan Greenspan

13. Before borrowing money from a friend, decide which you need most.
American Proverb

14. No man’s credit is as good as his money.
E.W. Howe

15. The universe is merely a fleeting idea in God’s mind-a pretty uncomfortable thought, particularly if you’ve just made a down payment on a house.
Woody Allen

16. People are living longer than ever before, a phenomenon undoubtedly made necessary by the 30-year mortgage.
Doug Larson

The Business Of Dollars

17. Advertising is a ten billion dollar a year misunderstanding with the public.
Chester L. Posey

18. Nothing that costs only a dollar is not worth having.
Elizabeth Arden

19. The man who will use his skill and constructive imagination to see how much he can give for a dollar, instead of how little he can give for a dollar, is bound to succeed.
Henry Ford

20. Why pay a dollar for a bookmark? Why not use the dollar for a bookmark?
Steven Spielberg

21. My theme this evening is that America needs a competitive dollar.
Martin Feldstein

22. Every man should make up his own mind that if he expects to succeed, he must give an honest return for the other man’s dollar.
Edward H. Harriman

Dollar Stocks

23. Go for a business that any idiot can run-because sooner or later, any idiot probably is going to run it.
Peter Lynch

24. When buying shares, ask yourself, would you buy the whole company?
Rene Rivkin

25. The financial markets generally are unpredictable. So that one has to have different scenarios⿦ The idea that you can actually predict what’s going to happen contradicts my way of looking at the market.
George Soros

26. Only buy something that you’d be perfectly happy to hold if the market shut down for 10 years.
Warren Buffett

27. When stocks are attractive, you buy them. Sure, they can go lower. I’ve bought stocks at $12 that went to $2, but then they later went to $30. You just don’t know when you can find the bottom.
Peter Lynch

28. I think there are a thousand stocks out there that could make you rich, totally independent of what you do for a living. 
Jim Cramer

29. I rarely think the market is right. I believe non dividend stocks aren⿿t much more than baseball cards. They are worth what you can convince someone to pay for it.
Mark Cuban

30. Most of the time common stocks are subject to irrational and excessive price fluctuations in both directions as the consequence of the ingrained tendency of most people to speculate or gamble…to give way to hope, fear and greed.
Benjamin Graham

31. I’ve found that when the market’s going down and you buy funds wisely, at some point in the future you will be happy. You won’t get there by reading “Now is the time to buy.”
Peter Lynch

Investment Mantra

32. October: This is one of the particularly dangerous months to invest in stocks. Other dangerous months are: July, January, September, April, November, May, March, June, December, August and February.
Mark Twain

33. I have a problem with too much money. I can’t reinvest it fast enough, and because I reinvest it, more money comes in. Yes, the rich do get richer.
Robert Kiyosaki

34. Why not invest your assets in the companies you really like? As Mae West said, “Too much of a good thing can be wonderful.”
Warren Buffett

35. Wide diversification is only required when investors do not understand what they are doing.
Warren Buffett

36. Well, real estate is always good, as far as I’m concerned.
Donald Trump

37. The individual investor should act consistently as an investor and not as a speculator. This means⿦that he should be able to justify every purchase he makes and each price he pays by impersonal, objective reasoning that satisfies him that he is getting more than his money’s worth for his purchase.
Benjamin Graham

38. Gentlemen prefer bonds.
Andrew Mellon

Customer As Top Dollar

39. Make your product easier to buy than your competition, or you will find your customers buying from them, not you.
Mark Cuban

40. Business is not financial science; it’s about trading: buying and selling. It’s about creating a product or service so good that people will pay for it.
Anita Roddick

41. If you work just for money, you’ll never make it; but if you love what you’re doing and you always put the customer first, success will be yours.
Ray Kroc

42. If you do the right job then money will come to you. Because people who need you will request, will ask for you, will attract you, and will be willing to pay you for your services.
Jose Silva

Tax: Paying For The Pains Of Labor

43. The only difference between a tax man and a taxidermist is that the taxidermist leaves the skin.
Mark Twain

44. I am proud to be paying taxes in the United States. The only thing is, I could be just as proud for half of the money.
Arthur Godfrey

45. Unquestionably, there is progress. The average American now pays out twice as much in taxes as he formerly got in wages.
H. L. Mencken

46. America is a land of taxation that was founded to avoid taxation.
Dr. Laurence J. Peter

47. The income tax has made more liars out of the American people than golf.
Will Rogers

48. The hardest thing in the world to understand is the income tax.
Albert Einstein

49. The difference between death and taxes is death doesn’t get worse every time Congress meets.
Will Rogers

50. There’s nothing wrong with the younger generation that becoming taxpayers won’t cure.
Dan Bennett

51. Next to being shot at and missed, nothing is quite as satisfying as an income tax refund.
F. J. Raymond

52. If you make any money, the government shoves you in the creek once a year with it in your pockets, and all that don’t get wet you can keep.
Will Rogers

53. Why does a slight tax increase cost you two hundred dollars and a substantial tax cut save you thirty cents?
Peg Bracken

Dollar Politics

54. Some Democrats say the estimated $60 billion dollar cost of a war with Iraq could be better spent at home. When he heard that, President Bush agreed and announced plans to bomb Ohio.
Jay Leno

55. If it moves, tax it; if it keeps moving, regulate it; and if it stops moving, subsidize it.
Ronald Reagan

56. Every dollar the federal government does not take from us, every decision it does not make for us, will make our economy stronger, our lives more abundant, our future more free.
Ronald Reagan

57. In his big victory speech last night, Senator Kerry said that he wanted to defeat George Bush and the “economy of privilege.” Then he hugged his wife Teresa, heir to the multi-million dollar Heinz food fortune.
Jay Leno

58. Democrats were quick to point out that President Bush’s budget creates a 1 trillion dollar deficit. The White House quickly responded with “Hey, look over there, it’s Saddam Hussein.”
Craig Kilborn

59. We don’t have a trillion-dollar debt because we haven’t taxed enough; we have a trillion-dollar debt because we spend too much.
Ronald Reagan

Scent Of A Dollar

60. Can anybody remember when the times were not hard and money not scarce?
Ralph Waldo Emerson

61. A weak currency is the sign of a weak economy, and a weak economy leads to a weak nation.
Ross Perot

62. Financial education needs to become a part of our national curriculum and scoring systems so that it⿿s not just the rich kids that learn about money-it⿿s all of us.
David Bach

63. Ridiculous yachts and private planes and big limousines won⿿t make people enjoy life more, and it sends out terrible messages to the people who work for them. It would be so much better if that money was spent in Africa⿿it⿿s about getting a balance.
Richard Branson

64. Money is plentiful for those who understand the simple laws which govern its acquisition.
George Clason

Wisdom For A Dollar

65. If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.
Henry Ford

66. If you want to know how rich you really are, find out what would be left of you tomorrow if you should lose every dollar you own tonight.
William J. H. Boetcker

67. Beauty isn’t worth thinking about; what’s important is your mind. You don’t want a fifty-dollar haircut on a fifty-cent head.
Garrison Keillor

68. You have to earn money the hard way. Because no one will serve it up to you on a silver platter. Gordon Wu

Life & Money

69. Don’t just work for the money; that will bring only limited satisfaction.
Kathy Ireland

70. The cost of living has gone up another dollar a quart.
W. C. Fields

72. I don’t care if I was a ditch-digger at a dollar a day, I’d want to do my job better than the fellow next to me. I’d want to be the best at whatever I do.
Branch Rickey

73. I bought a seven dollar pen because I always lose pens and I got sick of not caring.
Mitch Hedberg

74. Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair.
Sam Ewing

75. I have tried to teach people there are three kicks in every dollar: one, when you make it; two, when you have it. The third kick it when you give it away-and it is the biggest kick of all.
William Allen White

76. America is the country where you can buy a lifetime supply of aspirin for one dollar and use it up in two weeks.
John Barrymore

77. The amount of money you have has got nothing to do with what you earn. People earning a million dollars a year can have no money and people earning $35,000 a year can be quite well off. It’s not what you earn, it’s what you spend.
Paul Clitheroe

78. I wish it grew on trees, but it takes hard work to make money.
Jim Cramer

79. Anybody who thinks money will make you happy, hasn’t got money.
David Geffen

80. My father used to say, You can spend a lot of time making money. The tough time comes when you have to give it away properly. How to give something back: that⿿s the tough part in life.
Lee Iacocca

81. One dollar for eternal happiness? I’d be happier with the dollar.
Monty Burns

It Ain’t Over ‘Till Its Over

82. Lack of money is the root of all evil.
George Bernard Shaw

83. Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the “gotta have it” scale.
Zig Ziglar

84. What’s the use of happiness? It can’t buy you money.
Henry Youngman

85. We didn’t actually overspend our budget. The allocation simply fell short of our expenditure.
Keith Davis

86. More and more these days I find myself pondering how to reconcile my net income with my gross habits.
John Nelson

87. If you owe the bank $100, that’s your problem. If you owe the bank $100 million, that’s the bank’s problem.
JP Getty

88. Anyone who lives within their means suffers from a lack of imagination.
Oscar Wilde

89. I’m living so far beyond my income that we may almost be said to be living apart.
E.E. Cummings

90. If there is anyone to whom I owe money, I’m prepared to forget it if they are.
Errol Flynn

91. A bargain is something you can’t use at a price you can’t resist.
Franklin Jones

92. Money isn’t everything, but it’s a long way ahead of what comes next.
Edmund Stockdale

93. Money can’t buy you happiness, but it does bring you a more pleasant form of misery.
Spike Milligan

94. When I was young, I used to think that money was the most important thing in life. Now that I am old, I know it is.
Oscar Wilde

95. Every morning I get up and look through the Forbes list of the richest people in America. If I’m not there, I go to work.
Robert Orben

96. Whoever said money can’t buy happiness simply didn’t know where to go shopping.
Bo Derek

97. In this world, nothing is certain but death and taxes.
Benjamin Franklin

98. I saw a bank that said “24 Hour Banking,” but I don’t have that much time.
Stephen Wright

99. Money is better than poverty, if only for financial reasons.
Woody Allen

100. You should always live within your income, even if you have to borrow to do so.
Josh Billings

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